New York Life Insurance Claim Lawyers Holding Insurance Companies Accountable
Life insurance claims are usually straightforward – a person who owns an insurance policy dies, and the named beneficiary files a claim to receive their rightful inheritance. However, this is not always how things play out. Insurance companies often fight against paying benefits as soon as they possibly can by either withholding information or outright denying payment of policies made payable to beneficiaries who don’t meet their arbitrary criteria.
When you speak with our New York life insurance claim attorneys, we will make sure that all relevant documents are quickly handed over and guarantee that no stone goes unturned in your search for justice. We want every client we represent to know that we have their backs throughout this difficult time and will work to secure a successful result. For legal representation and advice on how to best move forward with your case, contact Mark E. Seitelman Law Offices, P.C. today at 212-962-2649.
Why Would I Be Denied a Life Insurance Claim?
Life insurance companies usually deny claims for the following reasons:
- Pre-Existing Conditions – This is a condition that was known by the individual applying for coverage but not disclosed on their application. If they are aware of this condition, most life insurance companies will include it as a “pre-existing condition” for which they cannot pay benefits. This is why it’s so important to read your policy carefully and be honest about any conditions you have. Failure to disclose information on an application can lead to the claim being denied in its entirety, which means that all premiums paid will not be reimbursed.
- Death by Suicide – Life insurance companies generally argue that someone who commits suicide cannot provide for themselves or their dependents before they die, therefore such a death would not qualify as “in the course of employment” and therefore does not meet the requirements of having life insurance benefits paid out upon death.
- Fraudulent Information – Lying on an application about anything, including material and relevant information such as medical history, will result in benefits being withheld if discovered later. If you are unsure about how your condition might impact your eligibility for coverage, we recommend speaking with our New York life insurance claim lawyers before signing up for a policy.
What Should I Do If My Claim Has Been Denied?
If you have been the victim of a deniable life insurance claim, please contact us as soon as possible. We can help you to receive a fair settlement and fight for what is rightfully yours. Our New York life insurance lawyers understand how stressful it is to be denied coverage after losing a loved one, which is why we will work quickly to resolve your case before more time passes.
It takes knowledge of complex legal procedures, years of experience, and a strong understanding of how to deal with an insurer in order to win a claim against them effectively, which is why you should not hesitate before reaching out to our law firm.
Can a Life Insurance Claim Lawyer Help Me?
If you are the beneficiary of a life insurance policy and your claim has been denied or ignored, our experienced New York life insurance claim attorneys can help. We will make sure that all relevant information is provided to ensure that your case is handled quickly and with accuracy. Contact us today to set up a no-cost consultation. We will give you the compassionate and strong representation you need to get through this difficult time.
When Should I Contact a Life Insurance Claim Lawyer?
Our New York life insurance lawyers understand that these stressful legal proceedings can feel like they’re consuming your entire life, which is why we are committed to doing everything in our power to ensure that you receive compensation for your damages. Contact a life insurance claim lawyer in New York sooner than later to ensure that the insurance company cannot dodge its responsibility to you. Reach out to Mark E. Seitelman Law Offices, P.C. at 212-962-2649 to learn more about your legal options going forward.